The Indiana Court of Appeals affirmed the Trial Court's Summary Judgment in favor of the Insurer, holding that the Insured made a material misrepresentation on her application. The Appellate Court remanded to determine whether the premiums were properly refunded. See 150 N.E.3d 1103 (July 28, 2020). The Trial Court found that the Insurer properly refunded the premium to the mortgage company. John Mead and Jan Campbell represented the interests of the Insurance Company.